If the client owns or leases horses that are for their own personal pleasure or show use, and are not involved in their business, we can add farm liability to the CGL policy. It protects the client in the event one of their personal horses injures a third party or damages their property and the client is sued. As with the CGL coverage, it will pay for your defense costs for all insured claims in addition to the policy limits.
What about personal liability?
