For a new purchase, the Horse Mortality Application and a copy of the pre-purchase exam report (if one was performed in the last 30 days) or insurance veterinarian certificate, however if your are applying for insurance for $20,000.00 under a Declaration of health can be submitted, if the horse is over 1 year of age, purchased within Canada and free of any ailments, at the discretion of the MGA. If you have owned the horse a minimum 6-12 months and want to apply for a higher limit of mortality than your initial purchase price an increase can be applied for by submitting satisfactory forms. Forms that may be required are: “Justification of value”, “Professional justification of value”, “Performance record.”

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