Full Mortality policies include the 12 month Extension coverage at no additional cost. This coverage provides that in the event of a condition occurring and reported during the policy period, mortality coverage will automatically continue for up to 12 months after the expiration date of the policy for that specific condition. For example, if your horse experienced laminitis during the policy period and you reported the condition promptly during the policy period, the mortality coverage is extended for up to 12 months after the expiration date of the policy in the event your horse dies as a result of laminitis.
The 12 month Extension coverage does not require you to renew your policy for mortality coverage to continue for the reported condition.
