If you have owned the horse for a minimum 6-12 months, limit of insurance increase can be requested during the current policy term. The MGA requires submission of Statement of Health (either a Declaration of health or veterinarian certificate form depending on the increase, along with any of the following: show records (including results/size of classes), breed registration number, letter from your trainer stating the reasons for the increase in value, summary of training expenses, winnings, and/or breeding history. Once submitted and approved by the MGA, the increase in value and the additional premium is pro-rated through the end of the existing policy.

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